Identifying Blackjack RTP on Your Own

A blackjack RTP (return to player) shows how much money you can expect to win. Blackjack RTP is something you should look for when playing. Some blackjack games offer a payback rate of over 99.5%.

RTP figures are not provided by every blackjack game. There is no information on payout percentages provided by land-based casinos.

What should you do if you don’t have RTP information? Despite the lack of adequate information, it is important to calculate payback and how to do so.

What Makes RTP So Important?

Blackjack has the reputation of being a high-paying game. There are, however, times when this reputation does not hold true.

When the rules are unfavorable enough, blackjack can offer less than a 97.5% return on investment. As a skill-based game, it’s not impressive, but it’s not so bad in the grand scheme of things.

The blackjack strategy isn’t worth learning if you can only achieve 97.5% payback.

Blackjack Key Rules You Need to Know

Knowing the rules is the first step in figuring out blackjack RTP. This department allows blackjack tables to differ from one another.

The payout percentage cannot be determined by yourself without knowing the rules.

This means that you should examine which rules have the greatest impact on the payback. Blackjack RTP is affected by the following main rules:

  • Natural blackjack payout of 3 to 2 – Lowers house edge by 1.39% (compared to a payout of 6 to 5)
  • By using a single deck, you reduce the house advantage by 0.47% (vs. six decks)
  • Any two cards may be doubled down (compared to 9 through 11).
  • Stand on a soft 17 – Reduces house edge by 0.2% (vs. hitting)
  • 0.17% lower house advantage with double down after splitting (DAS)
  • Splitting aces – Reduces the house edge by 0.08 percent
  • 0.07% reduction in house advantage due to late surrender

Make use of a blackjack calculator

The next step is to do the math after you know what rules to look for. You would be unable to accomplish this math on your own, of course.

With the help of a special rules calculator, you can save a lot of time.

You can input various blackjack game rules into calculators on some gambling sites. Using these tools, you can calculate your house edge. A blackjack calculator might require the following information:

  • 3 to 2 natural blackjack payouts
  • Eight decks
  • The dealer stands on a soft 17
  • DAS
  • Double down on 9 through 11
  • Re-split up to four hands
  • Re-splitting aces
  • No hitting with re-split aces
  • No Surrender
  • House edge = 0.47%

Due to its many options, a blackjack calculator might seem intimidating at first glance. It shouldn’t take you more than a minute to figure out how to do it.

Here are some tips for figuring out unknown rules

The rules should be easy to identify with the help of an online calculator. Some of the rules may not be familiar to you, however. Consider alternatives to watching games over hundreds of hands. Here are some tips for determining unknown rules.

Check out Blackjack Surveys

In Las Vegas and in other major gaming destinations, some gambling sites conduct blackjack surveys. Land-based casinos follow these blackjack rules.

You should at least expect the rules to be listed in a survey even when payout percentages are not provided. It would be possible to calculate the payback by entering these rules into the calculator we discussed previously.

Research other online sources

There aren’t many gaming destinations covered by blackjack surveys. You may feel left out if you don’t live near Vegas or another gambling hotspot.

There are, however, other ways to conduct online research. To find a certain game’s payout percentage, search for “[game name] Blackjack RTP”.

Searching for something online does not guarantee you’ll find it. However, a few minutes of research could be very beneficial.

Send an email to the casino

If you don’t succeed with the first two tips, you can contact casinos yourself. If you want to know the blackjack rules at some of your local casinos, you could send them an e-mail.

It is unlikely that every casino will be able to provide you with a satisfactory answer. There are, however, some gaming establishments that can be of assistance in this regard.

With the rules in hand, you can once again use a calculator. The best blackjack casino in your area should be able to help you find it.

Get the most out of your bonuses and comps

On top of whatever you might win, blackjack bonuses and comps offer additional rewards. Hence, you should never miss out on these freebies. The majority of brick-and-mortar casinos and online casinos offer comps to blackjack players. Cashback may be available on your play, for example, in the form of 0.05%.

There might not seem to be much value in this cashback rate. However, blackjack does have some of the highest RTPs in casinos. It is important that you follow any steps necessary to join the VIP program of a casino. Casinos online offer bonuses as an additional benefit. At online gambling sites, you can usually expect to receive deposit bonuses.


Blackjack RTP figures are best provided by casinos or online developers. You won’t have to search for information this way. It’s not as challenging as it may seem to determine blackjack RTP.

A survey, research, or even contacting casinos yourself may be the best route to take if you don’t know some or all of the rules. It’s hoped that the online casino you’re looking into will be covered by a survey and provide you with all the information you need.

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