Blackjack insurance: what is it & when to use it

Casino games are very popular amongst players. Different players like to play different casino games. Out of all these games one game is very much popular amongst the players and that game is blackjack.

Many players like to play blackjack. It can be played in both offline and online casinos. But many players despite playing blackjack don’t know that they can also take blackjack insurance. The term taking insurance is very common everybody takes insurance but taking insurance for blackjack is not known by most players.

So today in this article we will discuss with you all the things related to blackjack insurance. The article will give you detailed information about blackjack insurance, how you can take it, when it is to be used, etc.

What is blackjack?

Blackjack is a card game played on a table with a dealer. It is played with a deck of 52 cards. All the cards have the same value as their face values except the major cards (King, Queen, Jack, and Ace) which have a value of 10. Blackjack has a very good chance of winning the percentage of winning on a blackjack table is approximately 43%. Well on the other hand the dealer has a 49% chance of winning the game. Which is a little high when compared with the player. And because of this reason, blackjack is also one of the most popular table casino games.

Blackjack requires a player to use his skills and experience to beat the dealer and win the game. Sometimes players become too hasty for the win and they do some things that drag them back to loss. So while sitting at a blackjack table a player should try to avoid common mistakes and errors.

What is insurance?

In simple words insurance means compensation for future loss. Usually, in insurance you pay a premium to the insurance company, and when a loss /occurs that insurance company compensates you for the loss. In insurance, you pay the premium and when a loss occurs you are compensated by the premium paid by you.

Usually, a premium is paid monthly but few insurance companies also accept weekly and yearly premiums. There are many types of insurance like Term life insurance, Health insurance, Fire insurance, Whole life insurance, Motor insurance, etc.

Now you must be familiar with all these insurances and other insurances. But there is one insurance that is made for casino players which are specifically for blackjack. Many players might not be aware of it.

What is blackjack insurance?

Insurance is offered to you in blackjacks when the dealer card is an ace. And if you decide to take the insurance, you are betting that the dealer has blackjack and will win the game.

Example: If you bet $40 on insurance and the dealer has the blackjack then you will receive $80 pretty fascinating! But if the dealer does not have a blackjack then you will lose all the money that you have bet on the insurance in this case it is $80.

Well, blackjack insurance might be pretty fascinating at first look but it is not always clever to choose it. You should make use of blackjack insurance only in a few important situations.

When to use blackjack insurance?

The best time to take blackjack insurance is when you know that you have a strong hand and the dealer has an ace.

Example: Assume you have a value of 19 and the dealer has an ace with him/her. In this case for sure the dealer will win the game. In this situation taking insurance will be a good choice since the dealer has the ace and he/she will certainly win the game.

When to not take the insurance?

Well, it is also important to know when you should not take blackjack insurance. We will understand the situation with an example.

Example: Assume you have a value of 11 and the dealer has an ace. In this situation, it is not wise to take the insurance because the chances of the dealer having the blackjacks are quite low.


Taking insurance is important in everything and blackjack is not an exception. But you should understand very well when you take blackjack insurance and when to not. For this should observe each move of your dealer observing the moves is very beneficial if you want to know if the dealer has a blackjack or not. And by observing the moves you can read the situation and choose whether you should take blackjack insurances or not.

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